top of page

Website Terms of Use

Effective Date: July 9, 2025

1. Acceptance of Terms

By accessing and using this website ("Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you may not access or use this Site. Solaris Financial Group LLC reserves the right, at its sole discretion, to modify, update, or replace these Terms at any time. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. Please review these Terms periodically for updates.

2. Eligibility

This Site is intended for individuals who are at least 18 years old and reside in the United States. By using this Site, you represent and warrant that you are of legal age to form a binding contract and meet all of the foregoing eligibility requirements. If you do not meet these requirements, you must not access or use the Site.

3. Nature of Information and Services

The content on this Site is for informational purposes only and does not constitute financial, legal, or other professional advice. While we strive to provide accurate and up-to-date information, we do not warrant the accuracy, completeness, or usefulness of any information presented on the Site. All products and services mentioned are subject to change without notice and are subject to availability. Eligibility for any mortgage products or services is subject to our credit and underwriting guidelines, market conditions, and applicable laws. Nothing on this Site constitutes an offer to lend or a commitment to make a loan.

4. No Lender-Client Relationship

Your use of this Site, including any submission of information or inquiries, does not create a lender-client relationship between you and Solaris Financial Group LLC. A formal relationship is only established upon successful application, underwriting, and execution of a formal loan agreement.

5. User Conduct and Responsibilities

You agree to use this Site only for lawful purposes and in accordance with these Terms. You shall not:

  • Use the Site in any way that violates any applicable federal, state, local, or international law or regulation.

  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm Solaris Financial Group LLC or users of the Site or expose them to liability.

  • Use the Site to transmit any unsolicited or unauthorized advertising or promotional material, or any other form of similar solicitation (spam).

  • Transmit any harmful or disabling computer codes, viruses, or anything else that may have a contaminating or destructive effect on any part of the Site or any other technology.

  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.

  • Impersonate or attempt to impersonate Solaris Financial Group LLC, a Solaris Financial Group LLC employee, another user, or any other person or entity.

  • Provide false, inaccurate, or misleading information when using the Site or any services offered through the Site.

  • Infringe upon any third party's intellectual property rights or right to privacy.

6. Account Registration and Security

If you are required to register an account to access certain features of this Site, you agree to:

  • Provide accurate, current, and complete information during the registration process.

  • Maintain the confidentiality of your username and password and be solely responsible for all activities that occur under your account.

  • Notify Solaris Financial Group LLC immediately of any unauthorized use of your account or any other breach of security.

  • Solaris Financial Group LLC will not be liable for any loss or damage arising from your failure to comply with this section.

7. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, images, software, and the compilation thereof, is the property of Solaris Financial Group LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use only. You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as generally and ordinarily permitted through the Site's functionality or for your personal, non-commercial use.

8. Disclaimers and Limitation of Liability

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. Solaris Financial Group LLC disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL SOLARIS FINANCIAL GROUP LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, OR USE), ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR ANY CONTENT OR SERVICES PROVIDED THROUGH THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF SOLARIS FINANCIAL GROUP LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Indemnification

You agree to defend, indemnify, and hold harmless Solaris Financial Group LLC, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, any use of the Site's content, services, and products other than as expressly authorized in these Terms.

10. Third-Party Links

This Site may contain links to third-party websites or resources. These links are provided for your convenience only. Solaris Financial Group LLC has no control over the contents of those sites or resources and accepts no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

11. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

12. NMLS Consumer Access Disclosure

Solaris Financial Group LLC is licensed and regulated in various states. For licensing information and details on individual mortgage loan originators, please visit the Nationwide Mortgage Licensing System & Registry (NMLS) Consumer Access website: https://nmlsconsumeraccess.org/.

13. Equal Housing Opportunity

Solaris Financial Group LLC is an Equal Housing Opportunity Lender. We conduct business in accordance with Federal Fair Housing Laws. We do not discriminate on the basis of race, color, religion, national origin, sex, disability, or familial status.

14. Governing Law and Jurisdiction

All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Florida without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of Florida, in each case located in Polk County, Florida, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

15. Severability

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

16. Entire Agreement

These Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Solaris Financial Group LLC regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

17. Your Comments and Concerns

This website is operated by Solaris Financial Group LLC, 250 Magnolia Ave Ste 2 Winter Haven FL 33880.

All feedback, comments, requests for technical support, and other communications relating to the Site should be directed to: Info@SolarisFG.com or 863-585-5011.

bottom of page